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COVID-19 Notice: Bayport’s services are still accessible. Bayport encourages you to process all your Bayport requirements online. You can apply, get updates and view statements via our online portal. Please register and login. You can also use our WhatsApp self service portal by sending a message to 087 240 5555. For more information click here

Representative example of a R100,000 loan repaid over 72 months

(including interest, fees and insurance*)
Interest rate (APR)** Credit Advanced Term of Loan Monthly Insurance Premium Monthly Service Fee Total Installment
20% R100,000 72 Months R455.00 R68.00 R2,948.00

*The amount of the total installment will remain unchanged throughout the term of the agreement
**Risk Profile Dependent

You will need these documents when applying for your personal loan

  • South African ID
  • Proof of residence not older than 3 months
  • Latest payslip
  • Last 3 months’ bank statements

Continue your application where you left off

  • Upload your documents when you have them, anytime.
  • We will hold onto your application details in the section where you left off – No need to start over!

Why apply for a Bayport Personal Loan

As a Bayport customer, we want to make your journey with us a convenient and simple one
Here are some of the benefits that our customers enjoy:

Online statements and payments
Free 24/7 Access to online statements

Easy access to online statements and to make secure payments

Mobile app 24-7 self-service
24/7 self-service on our mobile app

Dedicated and professional support via our Mobile App, Website or WhatsApp.

Credit health report
Get a free credit health report

Get access to a free credit health report each month

Your loan is insured
Your unsecured personal loan is insured

Your personal loan is insured in the event of death, disability or retrenchment.

  • Bayport offers personal loans from R1 000 to R250 000
  • Settle all other debts with a debt consolidation loan
  • Flexible repayment terms from 6 to 84 months
  • Tailored financial wellness solutions through our Employee Wellness partnerships
  • A fixed interest rate throughout your loan term
  • Access to online financial calculators, financial literacy resources and tools
  • Dedicated and professional support via our Mobile App, Website or WhatsApp
  • Financial literacy tools and free resources to guide you on your journey to reaching your financial goals
  • Bayport offers personal loans from R1 000 to R250 000
  • Settle all other debts with a debt consolidation loan
  • Flexible repayment terms from 6 to 84 months
  • Tailored financial wellness solutions through our Employee Wellness partnerships
  • A fixed interest rate throughout your loan term
  • Access to online financial calculators, financial literacy resources and tools
  • Dedicated and professional support via our Mobile App, Website or WhatsApp
  • Financial literacy tools and free resources to guide you on your journey to reaching your financial goals

Different ways to contact us

Apply Online
Online

Our online personal loan application is safe and secure
login or register.

Loan application via WhatsApp
WhatsApp

We are on WhatsApp give us a text 087 240 5555.

Find a Branch
Find a branch

See where the nearest branch is Branch locator.

Get an agent to call me back
Call me / Call you

Call us on 087 287 4000 or fill out this form and we will call you back.

https://partnerapiuat.bptmobile.co.za/BayServLogic/WebTransactionalEJB