Bayport Blog: Category - financial literacy
What assets are, and are not
Published: 2020-10-06
Categories: financial literacy, Financial wellness
Tags: Debt, Financial education, Financial Health, Financial Literacy, Financial Tips, Investment, Managing your Money
The money gurus (not the get-rich-quick con artists) agree that only assets will get you to financial freedom. But understanding exactly what these assets are can be confusing. Let’s unpack the issue of assets and…
How to improve your finances as a family
Published: 2020-08-05
Categories: financial literacy, Financial wellness
Tags: Budgeting, Debt, Debt Consolidation, Financial education, Financial Health, Financial health through consolidation, Financial Literacy, Financial Tips, Getting out of Debt
Financial stress is difficult enough to cope with under normal circumstances. The Covid-19 pandemic adds a layer of uncertainty that can make life feel very difficult for you and your family. Let’s look at practical tips and debt solutions to help you manage.
Make your money work for you
Published: 2020-06-24
Categories: financial literacy, Financial wellness
Tags: Affordability, Budgeting, Credit Health, Credit Score/Rating, Credit Wellness, Debt, Financial education, Financial Health, Financial Planning, Financial Tips, Managing your Money
One of the most effective ways to improve your credit score is to ensure that you pay your bills on time, every time. Paying your debtors promptly shows lenders that you are a responsible lender…
Surviving Retrenchment during the Pandemic
Published: 2020-06-24
Categories: financial literacy, Financial wellness
Tags: Affordability, Budgeting, Credit Health, Credit Score/Rating, Credit Wellness, Financial education, Financial Health, Financial Planning, Financial Tips, Managing your Money
During times of economic recession or crisis – such as the recent Covid-19 Pandemic – many consumers start to feel the pinch. The recent Pandemic has however put a great deal of pressure on the…
The impact of interest rate changes on my loan
Published: 2020-06-23
Categories: financial literacy, Financial wellness, Loans for homes, Personal loans
Tags: Borrow Money, Debt, Financial Literacy, Financial Planning, Financial Tips, Loan interest, Loans, Types of Loans
Since the arrival of Covid-19 in South Africa, the Reserve Bank has cut the repo rate three times to help our country deal with the economic impact of the pandemic. It sounds like a lot…
How to save money every day
Published: 2020-06-11
Categories: Emergency loans, financial literacy, Financial wellness
Tags: Budgeting, Day-to-day expenses, Emergency Cash, Financial education, Financial Tips, Getting out of Debt, Managing your Money, Personal budget
The longest journey starts with a single step. Rivers consist of drops of water. Grains of sand becomes a beach. In the same way, what you do with your money every day, adds up to…
How to apply for a consolidation loan
Published: 2020-05-12
Categories: Debt Advice, Debt Relief, financial literacy
Tags: Clear Debt, Consolidation Loan, Debt Consolidation, Financial Planning
Debt can run away with you if you don’t keep a tight rein on it. If you find yourself in a position where multiple loans are destroying your financial wellbeing and peace of mind, not…
Navigating stormy financial waters
Published: 2020-03-17
Categories: Debt Relief, financial literacy, Financial wellness, Financial Wellness & Emergency Loans
Tags: Debt Advice, Debt Consolidation, Debt Counselling
Bayport offers expert advice for taking control of your finances following retrenchment Without proper guidance and support, retrenchment tends to affect people in one of two ways – either sending them into an absolute panic…
7 Money Saving Tips for the upcoming Easter Holidays
Published: 2020-03-06
Categories: financial literacy, Special events
Tags: Managing your Money
Just because it’s the holidays, it doesn’t mean you have to blow the budget and break the bank. All it takes to avoid the post-Easter holiday blues is a bit of planning and creative thinking….
How to be financially savvy over the holiday season
Published: 2020-03-06
Categories: financial literacy
Tags: Financial Planning, Financial Tips
The holiday season means fun, festivities and spending special time with friends and family. However, many people’s financial state has not yet fully recovered after the festive season and back-to-school expenses, by the time the…