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When you are desperate, it is easy to make poor decisions. It is especially easy to believe someone who promises to make all your money troubles go away. Sadly, these promises are often scams, and…
When times are tough, you could think that you need a loan to get you through to the next payday. But while a loan is certainly an option, it’s worth asking yourself a few questions…
In simple terms, good debt is a personal loan you can afford and that you use to buy things that you need. Bad debt is a loan you cannot afford and that you use for…
Covid-19 has taught us that many things can be done from home, including working and schooling. However, home-schooling is not only an option during times of crisis. If you want to consider it even when…
For many people, working from home is their new normal, at least for a few days a week. Whatever your situation, you need something more than a corner of the dining room table. The right loan can help you set up your workspace quickly and affordably.
Since the arrival of Covid-19 in South Africa, the Reserve Bank has cut the repo rate three times to help our country deal with the economic impact of the pandemic. It sounds like a lot…
Almost everyone needs a loan at some point. It could be as informal as borrowing R50 from a friend to pay for a meal, or as formal as signing a multi-page loan agreement with a…
You go to work, you get your salary, you check your payslip to see how much money you take home this month, and then you probably forget about that piece of paper. The truth is…
What is a Credit Agreement A credit agreement is a legally binding agreement between yourself and a credit provider. The credit provider agrees to provide goods, services, or a cash loan to you, with the…
Tough financial times, economic recession, cash crunch and too much month left at the end of your money are concerns that millions of South African consumers are faced daily as they struggle to make ends…
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